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Home
Giving
Giving
One Big Gift
Light Network
Investments
JCAP Investments
JCAP Funds
JCAP Programs
Funding
Borrowers
Brokers
Quick Quote
About Us
About Us
Our Team
Contact
Apply Now
Login
QUICK QUOTE
The A.I.U
JCAP's quick quote and New loan submission portal
Products
Bridge
Premier Bridge
Rehab to Flip/Rent with construction holdback
Ground-Up Construction Bridge
Probate Loans: 1st Position loans for properties still locked in probate
Commercial Loan
Loan Position
1st Position
2nd Position
Experience: How many like projects completed in the last 3 years:
—Please choose an option—
0-1
2-9
10+
Budget to complete
For mid-construction: Budget already paid/completed.
As Is Value
LTC needed
After Repair Value needed
Cash available now/Reserves
Credit Score of Sponsor
Property Type
—Please choose an option—
Multi-Family
Retail
Office
Industrial
Other
Commercial Occupancy
—Please choose an option—
Owner/user commercial
Rental/Investment commercial
Other
Rental/Investment commercial
Gross rents
DSCR #/Cash Flow?
Occupancy
Non-owner Occupied
Owner Occupied
Owner Occupied Type
—Please choose an option—
Consumer Purpose (CA only. Needs to income qualify with a 45% DTI backend ratio (w/ min payments on credit) using a 15 year amortized PI payment).
Business Purpose (CA, OR, CO, FL only. 75% of funds must be used by business)
Consumer Bridge (CA, OR, CO and FL only): Leaving current primary to buy another primary with intention to sell departing residence after the new home is moved into.
Loan Purpose
Cash Out
Purchase
Rate-Term Refi
Rehab/Construction
Loan amount
Credit Score
720-850
700-719
680-699
Credit Score
720-850
620-719
<619
Loan to Value
0 - 50%
50.1%-55%
55.1%-60%
60.1%-65%
65.1%-70%
70.1%+
Subject property State
California
Alabama
Alaska
Arizona
Arkansas
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
Mortgage lates in last 24 months
0 x 30 last 24 months
0 x 30 last 12 months
1 x 30 last 24 months
1 x 30 last 18 months
1 x 30 last 12 months
2 x 30 last 12 months
1 x 60 last 24 months
Property Type
SFR - 1 unit
2-unit
3-unit
4 -unit
condo
Multi-family
Mixed use
Commercial
Borrower Type
US Citizen or perm resident
ITIN/Foreign National/Temp resident
Schedule of Real Estate Owned
List Address
Debt
Add other property ?
Please enter full address
Please enter debt amount on the property
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