BORROWERS
Jcap is an equity based real estate backed lender. This means that our debt is primarily approved based on the property asset, as opposed to the borrower’s credit or income qualifications; However, we do consider our borrowers creditworthiness and exit strategy for the bridge financing. We are able to quickly approve loans as our source of funds comes from our private investment funds and not institutional sources.
A five-step quick, simple and convenient process to help you close in as soon as 5 days!
Call or email to submit your scenario to an account executive.
Your account executive provides pricing and feedback.
Submit required loan documents.
Our underwriting team goes hard to work to close your deal.
BORROWERS
Jcap is an equity based real estate backed lender. This means that our debt is primarily approved based on the property asset, as opposed to the borrower’s credit or income qualifications; However, we do consider our borrowers creditworthiness and exit strategy for the bridge financing. We are able to quickly approve loans as our source of funds comes from our private investment funds and not institutional sources.
A five-step quick, simple and convenient process to help you close in as soon as 5 days!
Call or email to submit your scenario to an account executive.
Your account executive provides pricing and feedback.
Submit required loan documents.
Our underwriting team goes hard to work to close your deal.
Cash Out Refi
Loan Amount: $30k – $5.0 Million Max
Interest Rate: Market
Property Types: SFR, Multifamily, Commercial
Max LTV: 65
Max ARV: 65
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: None
Rate & Term Refi
Loan Amount: $30k – $5.0 Million Max
Interest Rate: Market
Property Types: SFR, Multifamily, Commercial
Max LTV: 65
Max ARV: 65
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: 480
Fix and Flip
Loan Amount: $250k – $5.0 Million Max
Interest Rate: 11%+
Property Types: SFR & Multifamily
LTV: 70%
ATR: 70%
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: 650
Fix and Flip
Loan Amount: $250k – $5.0 Million Max
Interest Rate: 11%+
Property Types: SFR & Multifamily
LTV: 70%
ATR: 70%
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: 650
Multi-Family Bridge
Loan Amount: $250k – $5.0 Million Max
Interest Rate: Market
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: 650
Commercial
Loan Amount: $250k – $5.0 Million Max
Interest Rate: 11.25%+
Property Types: Multifamily, Commercial
Max LTV: 65
Max ARV: 65
Recourse: Yes
Lending Markets: Nationwide
Minimum FICO: 620
