A home equity line of credit (HELOC) is a loan where the lender agrees to lend within a term where the borrower offers their house as equity. Our HELOC product is different because we draw 100% Loan amount at the beginning of the loan and we do a discount rate for one year.

Typical Documents for a HELOC:

  • Loan Application
  • Borrower Authorization
  • Bank Statements
  • Picture ID
  • Proof of Income Form W2
  • Income Tax
  • Loan Submission Form
  • Home Owners Insurance
  • Mortgage Statement for Payoff Information

If Corporation:

  • Articles of Incorporation
  • Bylaws
  • Statement of Information
  • Form W9


  • Articles of Organization
  • Statement of Information
  • Form W9

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