Raymond Smith

JCAP Vice President, Lending.


Raymond Smith has extensive Commercial Real Estate Financing skills, with knowledge in Business Relationship Development. He has fifteen plus years in the Banking & Mortgage Industry in financing investments.

Focusing primarily on Commercial Real Estate Financing – Acquisitions, Development, Constructions, Fix and Flip, Hard Money, Bridge Loans, Equity and Credit Line Loans, Healthcare, Equipment and more. CMBS, Government Funding, Equipment and more.

With his “CAN DO” attitude, knowledge, and expertise in the Business, Sales and Marketing world, he will be a great asset to JCAP and to his clients. Raymond would like ALL future and past clients to contact him immediately to put a plan of action together and start financing their dreams in Real Estate.

Raymond loves coaching basketball, football, baseball in middle and high school where he resides. Developing youth athletes for college scholarships is unique. Just like investing in real estate – expect higher returns. Raymond enjoys travelling and playing golf on his spare time.

He would like to assist secure capital structure for your real estate investment business today.

What led you to pursue a career in real estate?

After going through 3 different mergers within the banking industry, I decided to pursue a career in residential lending and now added commercial in the mix.

If you could make one announcement for the world to hear, what would you say?

JCAP is in the business to accomplished investors goals in real estate financing.

What place do you wish to visit one day?


If you could have dinner with anybody (alive or not), who would it be?

My parents

What is the top item on your bucket list at the moment?

To be successful funding deals with JCAP.

What was your dream job when you were a child?


What book are you currently reading?

“Onward” by Elenna Aguilar.

What is one piece of advice you would give to your past self?

Be persistant.

What is the most rewarding aspect of working with your borrowers?

Able to fulfill their dreams in the real estate space.

What is the biggest goal in your career that you are currently working towards?

Able to close 10 deals per month consistently.

What is the most difficult aspect of your profession?

When you’re not able to secure financing for your clients.

What motivates you the most in life?

My family for the most part.

What is the most important thing you have learned during your career?

Don’t EVER give up when you get 10 No’s. One YES will change the mindset.

How do you want to impact the lives of your clients?

Maintaining them as clients for life!!