Blog

I am not a contrarian by nature, however I realized that the current overwhelming doom and gloom does not match some of the current data and the practical reality of our business at Jcap Private Lending. Below are observations worth noting : New mortgages for...

Is the holiday season a good time to buy real estate? The period between Thanksgiving and New Year is considered the holiday season in North American culture. During this time, families gather around in their households and celebrate special occasions more than usual....

Make no mistake about it: Every single part of our home is important. However, if we ever find ourselves in a situation where we have to choose between that roof over our heads and some other part of the house, we’ll likely go for the roof. After all, it’s the roof...

The success of a construction project greatly depends on the General Contractor (GC), who acts as the construction coordinator and  leader. A General Contractor is responsible for ensuring that the daily tasks are properly and efficiently completed. He works on the...

While the real estate market is often regarded as one of the most consistent and lucrative investment sectorsin the U.S., it is still susceptible to periodic fluctuations. That certainly proved to be the case over the course of the COVID-19 pandemic, which...

“I’m looking to buy a rental property, but the numbers in my local market aren’t viable.” It’s an all-too-common conundrum for many aspiring real estate investors.   For example, affordability and projected returns on rental units in urban metro areas along the coast...

Built-up demand for housing is now finally being unleashed in markets all around the United States, resulting in a severely diminished amount of available properties on the market, shorter time on the market, and steadily rising listing prices. As far as California is...

Settling on a real estate investment approach that aligns with your personal and professional goals is a challenging task—but luckily the experts at JCAP Private Lending have made two of the most popular strategies financially viable and accessible thanks to their...

Hard money loans are a viable method for real estate investors to obtain financing without having to deal with the stringent guidelines and lengthy underwriting process commonly experienced with banks, credit unions or mortgage agencies. Traditional lenders typically...

As loan forbearance plans continue to inch closer to their expiration dates, there is widespread concern that the housing market will undergo a repeat of the catastrophic collapse of the 2008 housing bubble that led to an overwhelming number of foreclosures. The good...

Buying a house or renting a place to live is an important decision that everyone has to make. Everyone would love the opportunity to escape their current home and live in something new, but whether you choose to rent, buy, or stay put, there are financial benefits for...

With both the economy and national real estate market trending steadily upwards as we continue to navigate a post-COVID world, more and more real estate professionals are choosing to pursue ground up construction as their preferred business strategy to drive higher...

If you want to take your broker career to the next level in the private lending industry but don’t quite know where to start, rest assured: we’ve compiled some of the best advice out there to get you on the path to success. Although you can technically begin brokering...

There are generally two schools of thought when it comes to paying off a rental property. Some investors are in a rush to pay off rental properties as fast as they can because after the property is paid off, they’ll be able to leverage more cash flow which they can...

The Consumer Financial Protection Bureau (CFPB) issued a public announcement of a proposed rulemaking at the beginning of April that it would be amending Regulation X to provide a special pre-foreclosure review period preventing mortgage servicers from initiating...

Bridging the Gap with Jcap Private Lending Potentially one of the most common hurdles that novice real estate investors encounter when they are attempting to acquire property assets is obtaining reliable mortgage financing. There are a number of potential options that...

The average mortgage borrower today is comparable to customers utilizing online shopping and social media. Brokers need to appeal to and interact with clients that are accustomed to the modern marketplace with its range of technological adaptations and efficiencies....

#1 Ground-Up Construction It’s easier than you think and lucrative; but why? Consumer Construction-to-Permanent (CTP) loans and Investor construction loans are a profitable space for any loan originator. We are in a world where housing shortages exist in every major...

Jcap Rolls Out 30 Year Rental Loan   Jcap Private Lending is pleased to announce their new loan product for rental properties nationwide. With rates starting in the low 4’s, LTV’s as high as 80%, and an underwriting process based on DSCR, the California-based,...

Stringent mandates imposed by the State of California has left many small business owners with limited options, diminishing liquidity, and even bankruptcy. These circumstances have provided Mortgage Brokers with a unique opportunity to assist their struggling clients...

For years banks have ruled the mortgage market.  Well that reign is no more. In the recent years, Private Lending has become a popular financing option that is quick and efficient for investors and borrowers. While Banks continue to deny loan request after loan...

The best sales employees in private lending earn trust of their clients and help them understand why their services are worth paying for. They help the customer understand what’s important and show them that they’re capable of delivering what they promise. It is...

https://youtu.be/tM8DY065tHk,,How Can Jcap Private Lending Help? Jcap Private Lending is a Direct Lender who closes and services Investor Funded Short-Term Real Estate Loans. Our experienced team has been providing quality mortgage services for over 30 years. Jcap...

https://youtu.be/jVAOOxMCe2I ,,How Can Jcap Private Lending Help?Jcap Private Lending is a Direct Lender who closes and services Investor Funded Short-Term Real Estate Loans. Our experienced team has been providing quality mortgage services for over 30 years. Jcap...

Marketing is the art and science of finding new prospects that will be interested in what your business has to offer. It can be a great tool to actively engage and build trust with your audience. Here are 5 of the best tips to improve your marketing in 2018.,, 1....

Coffee shops have become the new trend around Sunny Southern California. The coffee shop culture has exploded, and there are many explanations in attempts to know why, but we don’t really know what has triggered them.  What we do know, is that it’s a place to have...

Why would improving your credit score, lower your interest rates? A credit score is a number that is representative of your overall credit history. Your actual credit score in composed of information that exists within your credit report. This includes the total...

Investing in real estate can be extremely profitable and successful if implemented the correct, safe & efficient way. Although Investing in Real Estate, by its very nature, isn’t an easy decision to make, one of the most common reasons that individuals decide to...

,,What is a HELOC Loan and what benefits does it provide?A HELOC is a home equity line of credit or often referred to as a second mortgage. This loan allows you to borrow money for large expenses or to consolidate debt by leveraging the available equity in your home....

With big banks dominating over mid-sized mortgage bankers, Jcap Financial Group is here to offer the best customer service to get clients to where they need. Our CEO Robert Eakin joins Critical Mass Radio for more.https://youtu.be/v1zN2w-E35U

Bob Eakin looks around and sees mortgage brokers — especially those in the private-lending industry and in the “fix-and-flip” business — come and go within two to five years. Most are younger people – some even young enough to be Eakin’s children. Eakin, 54 and a...

Finding private money lenders should be a smooth process. Some people find them easier, using resources that they have gathered during their research. Other people, however, are not as successful in their search – and end up appealing to loan sharks that will only...

Want to invest in that fix and flip project you heard of from your real estate friends but do not have enough money for that? Well, admit it or not, having enough capital is one of the most important parts of a real estate investment. Sure, you are investing your time...

Technology is changing. With modernization, there comes new improvements that will make business sectors such as the construction business skillful and prosperous. It’s essential that firms maintain hazard or those improvements that a being abandoned in the dust...

Fix and flip loans introduce an opportunity to an investor to access real estate and to attain the capital they need to develop and renovate the property so that it can be sold at a profit.  The cost to fix and flip a property is usually a barrier for many individuals...

Loans initiated by Private Lenders are not loans that you can get from your typical bank. Banks go through a long, drawn out process when it comes to loans, and they are quick to turn away borrowers with bad credit. As a Private Lender, We are able to give you a loan...

Construction loans are a smart way for a borrower to quickly get funds to build a home. However, there are some things to look out for. A construction loan is a short-term loan to fund the building of a property. Construction loans are usually given to builders or...

No matter how beautifully-constructed your house is, it’s going to need some renovation work in the future. Over time, the floor will wear out, and painted walls start to look a bit shabby, among other things. However, much as we want to do a full-on remodeling,...

Working with a bank or another large financial institution to secure a loan can be a headache. While very popular, the process of securing these loans can be met with bureaucratic complexity and intense scrutiny. As an alternative, many people choose to work with...