About Jcap

Our Story

Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans.  Our experienced team has been providing quality mortgage services for over 30 years.

Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate. Jcap has an innovative approach to lending: focusing on speed, simplicity, and safety for borrowers and investors.

Jcap’s operating philosophy is simple –  

“We Care & We Serve”


Bob Eakin

Bob Eakin


Bob Eakin started his career over 30 years ago (Dang!) in the mortgage industry. In 2014, he founded Jcap Private Lending, a trusted nationwide direct lender in the short term bridge loan space specializing in purchase, refinance and fix & flip loans for single family, multifamily and commercial properties. As a Loan Officer, Bob was named in the Top 50 Mortgage Originators out of more than 750,000 in the USA, and has funded over $1 Billion in personal loan volume. Bob now leads the Jcap Private Lending team. Jcap has become a National Leader in US Hard Money Lending. Bob contributes his success to a simple desire to serve the community, his investors, his family and his team. In his free time, Bob loves a good espresso, golf, skiing, and traveling with his wife.


Jason Harris

Jason Harris


Jason Harris is the President of Jcap Private Lending where he is focused on key business initiatives such as origination, process workflow implementation, marketing and recruiting. Jason brings with him over 20 years of experience in real estate finance, development, brokerage and private lending. Throughout his career he has focused on building businesses and most recently served for five years as a member of the leadership team at Peerstreet, a leading Fintech company. During his tenure at PeerStreet he built and led multiple teams that were instrumental in recruiting and onboarding over 300 lender partners that generated over $3.5 billion of volume.



Paul Wirth

Paul Wirth

Senior Vice President

Paul has been a Loan Originator for 7 years and has been working at Jcap Private Lending for all 7 years.

M: 714.943.7886

Aaron Siefker

Aaron Siefker

Vice President Lending

Aaron has been with the Jcap team for 5+ years. He loves serving people and partnering with like minded brokers to help them accomplish their goals and grow their businesses. Prior to Jcap, Aaron Siefker was an entrepreneur who successfully introduced a new line of sports training products into the marketplace and granted 6 patents, as well as multiple trademarks in the U.S. and abroad. Aaron has made many accomplishments such as sourcing and managing an overseas manufacturing partner along with the importing of products, and marketing and selling all products and training content through e-commerce sales channels, retail partners, affiliate groups and trade shows throughout the country. Aaron has also initiated an international sales network working with sport product distributors and secured a license deal with a major sports equipment manufacturer.

He is a husband and a father of a 2 year old boy, in which his free time is spent chasing him around. He also volunteers with his life group through mariners church and enjoys an occasional round of golf, cycling and anything related to soccer as hobbies.

Aaron admires the entrepreneurial spirit of the lending industry, along with partnering with capital to help borrowers accomplish their real estate goals at JCAP. He believes the lending industry embodies the truest American values that our country was built on.


Armik Arakelian

Armik Arakelian

Vice President Lending

It’s not about making the right choice, it’s about making a choice and making it right. Located in Nevada, Armik heads up Jcap Private Lending’s Nevada Office. He strives to build profitable, long-term relationships with both brokers and investors, and works to help his clients achieve their long-term real estate dreams. For over 15 years, Armik has worked in the real estate investing finance and accounting industry. Throughout his time, he has learned that nothing makes the business more successful than the impeccable customer service. His core belief is that time kills deals, so believe in moving he strives to move as quickly as his investors. He enjoys spending time with family, loves hiking and mountain biking.

M: 702.738.4026

Raymond Smith

Raymond Smith

Vice President, Lending

Raymond Smith has extensive Commercial Real Estate Financing skills, with knowledge in Business Relationship Development. He has fifteen plus years in the Banking & Mortgage Industry in financing investments.

Focusing primarily on Commercial Real Estate Financing – Acquisitions, Development, Constructions, Fix and Flip, Hard Money, Bridge Loans, Equity and Credit Line Loans, Healthcare, Equipment and more. CMBS, Government Funding, Equipment and more.

With his “CAN DO” attitude, knowledge, and expertise in the Business, Sales and Marketing world, he will be a great asset to JCAP and to his clients. Raymond would like ALL future and past clients to contact him immediately to put a plan of action together and start financing their dreams in Real Estate.

Raymond loves coaching basketball, football, baseball in middle and high school where he resides. Developing youth athletes for college scholarships is unique. Just like investing in real estate – expect higher returns. Raymond enjoys travelling and playing golf on his spare time.

He would like to assist secure capital structure for your real estate investment business today.

M: (208)577-0717

Where We Lend

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Our Process is Easy

A 5 step quick, simple and convenient process to help you close in as soon as 5 days!

  1. Call or submit your scenario to an account executive.
  2. Your account executive provides pricing and feedback
  3. Submit required loan documents
  4. Our underwriting team goes hard to work to close your deal.
  5. Deal Closed!